Here's my Pally at 28. Let me know if you see any concerns. The MIU is an enhancement.

Skills:
Skill Name | Current Current
| Bonus Ranks
Armor Use..........................| 160 60
Combat Maneuvers...................| 117 29
Polearm Weapons....................| 158 58
Multi Opponent Combat..............| 120 30
Physical Fitness...................| 120 30
Dodging............................| 120 30
Magic Item Use.....................| 5 1
Harness Power......................| 117 29
Perception.........................| 90 20
Climbing...........................| 50 10
Swimming...........................| 50 10

Spell Lists
Paladin............................| 27